Ngabe udinga umshuwalense webhayisekili kagesi? Ukuqonda Izidingo Zakho Zokumboza

Amabhayisekili kagesi, noma ama-e-bikes, ayakhuphuka ngokuthandwa ekuhambeni, ukulethwa, kanye nokuzilibazisa. Njengefekthri ebhekele phezulu kwekhwalithi ephezuluI-thruc cargo tricycle, i-tricycle yabagibeli kagesi, siyakuqonda ukutshala imali lezi zimoto zimelela. Kepha ngobunikazi buza imibuzo, ikakhulukazi ngokuvikelwa. UyakudingaUmshuwalense we-E-Bike? Ngabe inqubomgomo yakho yomnikazi wendlu iyimboza? Le ndatshana ishonile ijule ungeneUmshuwalense we-Bike kagesi, echaza ukuthi kungani kuvame ukuba nzima, yiniukuwahlangabezekayoIzinketho zikhona, nokuthi ungaqinisekisa kanjani usizo lwakhoibhayisekili kagesikuvikelwe, kukunikaukuba nokuthulaUkuthi ugibele ibhizinisi noma injabulo. Kufanelekile ukufundwa ukuqonda amandlaukuwahlangabezekayoIzikhala futhi zenze izinqumo ezinolwazi.

Kuyini ngempela ngebhayisekili kagesi (futhi kungani kunendaba ngomshuwalense)?

Okokuqala, ake sicacise ukuthi yiniibhayisekili kagesinomae-bike. Ngokungafani neZingaukuyalela, ae-bikekufaka phakathi imoto kagesi ukusiza ngokuphupha. Kodwa-ke, bahluke kakhulu kusuka kuma-mopeds nomaizithuthuthu. Eningizimu nase-US,e-bikeszihlukaniswe ngezigaba ezintathu, ngokuyinhloko zisuselwa kumandla emoto, isivinini esiyisisekelo esiyisisekelo, nokuthi ngabe sinayompintsha:

• Iklasi 1:I-pedal-isiza kuphela (ukufakwa kwezimoto kuphela lapho i-pedaling), inesivinini esikhulu esisizwayo se20 mph.
• Isigaba 2:I-Throttle-isize (motor inganxusaukuyalelangaphandle kokuhamba ngezinyawo), nangejubane elikhulu elisizwayo le20 mph.
• Isigaba 3:I-pedal-isize kuphela, kepha ngesivinini esiphezulu esiyisisekelo se28 mph. Lezi zinto kaningidinga ilayisenseKwezinye izindawo, imigqa yokufiphaza kancane inamandla amakhuluizimoto ezinezimoto.

Ukuqonda lezi zigaba kubalulekile ngoba izinkampani zomshuwalense kanye nemithetho yoMbuso zivame ukwelapha la makilasi ngendlela ehlukile. Aibhayisekili kagesilokho kuwa ngaphandle kwalezi zincazelo (isb.isithuthuthu, kubangela izidingo zomshuwalense ezihlukene ngokuphelele futhi zidinga ukubhaliswa kanye nelayisense. Ukwazi kwakhoe-bikeIklasi lika-S lisiza ukunquma ukuthi ikhona yiniIzinqubomgomo zomshuwalensekungahle kunikeze noma yikuphiukuwahlangabezekayonoma uma nakanjanidinga umshuwalenseyenzelwe ngqoe-bikes.

Isibonelo sokuqinaI-Electric Cargo Triccy HJ20- Impahla ebalulekile lapho kunconywa khona umshuwalense othile.

Umehluko phakathi kwe-ibhayisekili kagesinezinyeizimoto ezinezimotokubalulekile ngezinhloso zomshuwalense. -VamileUmshuwalense webhayisekilikungenzeka ingambozie-bikesNgenxa yemoto, ngenkathiisithuthuthuumshwalense ngokuvamile akudingekile futhi ubiza ngokweqileIsigaba 1, Isigaba 2, nomaIsigaba 3 e-Bikes. Le hlobo elithile lee-bikeskwakha indawo ehlukile yomshuwalense. Njenge-umgibe shiUkutshala imali kuibhayisekili kagesi, ikakhulukazi amamodeli aphezulu aphezulu afana nemithwalo kagesi noma amathikithi abagibeli, ukuqonda lokhu kuhlukaniswa kuyisinyathelo sokuqala ekuqinisekiseni ukuvikelwa okufanele.

Ngabe udinga ngokusemthethweni umshwalense ukugibela i-e-bike e-USA?

Lo ngumbuzo ojwayelekile, futhi impendulo emfushane yile:imvamisa cha, kepha kuya ngokuya. Njengamanje, akukho magunya oMthetho we-FederalUmshuwalense we-E-Bikee-United States. Ngaphezu kwalokho, amazwe amaningi awacacisidinga umshuwalense we-e-bikeingomaneIsigaba 1, Isigaba 2, noma kwesinye isikhathi ngishoIsigaba 3 e-Bikes, ukuziphatha ngendlela efanayo nakwesikoamabhayiseki. Ngokuvamile awukwenzidinga umshuwalense ukugibelaae-bikeemigwaqweni yomphakathi nomaIzindlela zebhayisekiliNgokombono wezomthetho kuphela, unikeze okwakhoibhayisekili kagesililingana ngaphakathi kwamakilasi achaziwe.

Kodwa-ke, ukuvela komhlaba kuyavela. Amanye amadolobha athile noma izifunda zingethula izimiso zendawo. Kuhlale kuhlakaniphileBheka okwakhoImithethonqubo yokuqinisekisa wenaawephuli noma yimiphi imithetho. Futhi, umaibhayisekili kagesiidlula amandla noma imingcele yejubane echaza amakilasi amathathu ajwayelekile, ingahle ihlelwe njenge-moped noma enye imoto, okuyinto-vumelakungenzeka wenze umshuwalenseokufunwa ngumthetho, kanye nobhaliso futhi mhlawumbe nelayisense lokushayela.

Noma kungagunyazwa ngokomthetho, ukugibelaNgaphandle komshuwalensekubeka izingozi ezibalulekile zezezimali. Uma wenza ingozi ebangelwa ukulimala noma ukulimala kwempahla, ungahle wenziwe ngecala lakheIzindleko zezokwelapha, ukulungiswa, kanye nezimali ezingokomthetho. Inani lee-bikesbona ngokwabo, ngokuvamile bagijimela izinkulungwane zamaRandi, futhi bamele impahla enkulu engozini noma ekulimaleni. Ngakho-ke, ngenkathi kungenzekaukuvunyelwa umthetho dinga umshuwalenseNgezinga lakhoibhayisekili kagesi, ukutholaukuwahlangabezekayoisilinganiso esinconyelwe kakhulu sokuvikelwa kwezezimali futhiukuba nokuthula. Cabanga ngalokhu njengenselelo yezomthetho nokuningi njengenethi ehlakaniphile yokuphepha.

Ngabe abaninindlu bami bazobe bemboza umshuwalense womshuwalense we-e-bikes ngokwanele?

-Ngakananie-bikeabanikazi bacabanga ukuthi bakhonaUmshuwalense WabaninikhayanomaAbaqashi noma umshuwalense wabaninikhayaIzinqubomgomo zizomboza ngokuzenzakalelayo ukugibela kwazo okusha. Ngeshwa, lokhu kaningi-Iicala, nomaukuwahlangabezekayookunikeziwe kukhawulelwe kakhulu. Ngenkathi lezi zinqubomgomo zivame ukumboza impahla yomuntu siqu, kufaka phakathi okujwayelekileamabhayiseki, e-bikesziphazamise izinto ngenxa yemoto yazo nenani eliphakeme.

Izingqinamba eziningana ezingaba khona zivela lapho zincike kuphelaumninindlunomaumshini wokuqashaizinqubomgomo zeukumbozwa kwe-e-bike:

1. Imikhawulo yenani:Izinqubomgomo zomshuwalense wasekhaya zivame ukuba nemikhawulo engezansi yezinto ezithile eziphezulu eziphezulu. Indinganisoukuyalelakungahle kungaphansi kwalomkhawulo, kepha abaningie-bikes, ikakhulukazi umthwalo we-premium noma amamodeli wabagibeli, angangehlula imikhawulo ejwayelekile (e.g., $ 1,000- $ 2,500). Uma eyakhoe-bikeIsyebiwe noma elimele, ungahle ubuyise ingxenye yenani layo.
2. Ukukhishwa Kwezimoto Okufakiwe:-Ngakananiabanini bamakhaya nabaqashiIzinqubomgomo zikhipha imininingwane eqondileizimoto ezinezimoto. Laphoe-bikeskuvame ukuhlala endaweni empunga, abanye abashukunyiswa bahlukanisa-ma yiniimoto ngemoto ngaphansi kwalokhu kungafakwangaukuwahlangabezekayokube bonke. Lokhu kuyiqiniso ikakhulukazi ngokusheshaIsigaba 3 e-Bikesnoma lezo ezinempintsha (Isigaba 2).
3. I-Off-Preds Covage:Ukumbozwa kwempahla yomuntu siqu kungancishiswa noma kukhawulelwe lapho into ingekho ekhaya lakho. Uma eyakhoibhayisekili kagesikuntshontshiwe ngenkathi kupakwe ngaphandle kwesitolo noma kulimele emakhilomitha engozi, okwakhoUmshuwalense wasekhayaungahle unikeze okuncaneukuwahlangabezekayokunokuba kwenzeka empahleni yakho.
4. Izikhala ze-Liabitity Covity:Mhlawumbe ukukhathazeka okukhulu yisikweletu.Umshuwalense wabaninikhayaInikeza ukuvikela kwesikweletu uma ulimaza umuntu noma ulimaze impahla yabo. Kodwa-ke, lokhuukuwahlangabezekayokuvame ukungafaki izehlakalo ezibandakanyaizimoto ezinezimoto. Uma ubangela ingozi ngenkathi ugibela okwakhoe-bike, inqubomgomo yakho yasekhaya ingahle iphike isimangalo sesikweletu, ikushiyele wena uqobo onesibopho sezindleko ezinkulu. Lokhu kubalulekileukumboza igebe.

Kuyilapho abanyeumninindluIzinqubomgomo zingahlinzeka ngokulinganiselweukuwahlangabezekayo, ikakhulukazi ngamandla aphansiI-Class 1 e-BikesKusetshenziswe ngokuzilibazisa, ukuthembela kuyo kuyingozi. Kubalulekile ukufunda imibhalo yakho yenqubomgomo ngokucophelela futhi ukhulume ngqo nomhlinzeki wakho womshuwalense ukuze uqonde ngqo lokhoIsembozo somshuwalensebanikela ngokuqondile kwakhoibhayisekili kagesi. Ungacabangi ukuthi uvikelekile; Qinisekisa imininingwane ukuze ugweme ukumangala okubizayo.

Amamodeli abagibeli afana neI-TICYClecle kagesi kagesiPhatha ukucatshangelwa kwesikweletu esiyingqayizivele kubhekiswe kahle ngokuqondile ngumshuwalense we-e-bike.

Kungani kudingeka umshuwalense we-e-bike ohlukile kaningi? (Ukubhekana ne-Covage Gap)

Njengoba kunikezwe ukulinganiselwa kwezingaabanini beminyango noma umshuwalense wokuqasha, kunikezelweUmshuwalense we-E-Bikekuvela njengesixazululo esithembeke kakhulu sokuvikelwa okuphelele. Lezi ezikhethekileIzinqubomgomo zomshuwalenseyakhelwe ngqo ubungozi obuhlukile obuhambisana nokuba ngumnikazi nokusebenza kweibhayisekili kagesi. Bavimba ngempumeleloukumboza igebekwesokunxele ngezinqubomgomo zendabuko.

A Hlukanisa Inqubomgomo ye-BIKEihloselwe amaqiniso okusebenzisa i-Ibhayisekili kagesi. Iyakubona lokhoe-bikesziyizimpahla ezibalulekile ezivame ukusetshenziswa kwithrafikhi nasezikhaleni zomphakathi, ukuveza abagibeli ezingcupheni ngaphandle kokubi okulula kusuka egalaji. -Ngafani na-umninindluIzinqubomgomo ezingase zinikeze okuvinjelweukuwahlangabezekayo, Umshuwalense we-E-BikeImvamisa ihlinzeka ngokuvikelwa okubanzi, kufaka phakathi:

• Ukwebiwa kwe-Theft:Ihlanganisa inani eliphelele lakhoe-bikeUma kuntshontshiwe, kungaba kusuka ekhaya lakho noma ngenkathi kuvaliwe kwenye indawo.
• Ukulondolozwa Kwezimali:Akhokhela ukulungiswa noma ukushintshwa uma eyakhoe-bikeilinyazwe engozini (ukushayisana), ukonakalisa, umlilo, noma ezinye izingozi ezimboziwe.
• Ukuvikelwa kwesikweletu:Lokhu kubalulekile. Uma unephutha engozini futhi ulimaze othile noma ulimaze impahla yabo ngenkathi egibela okwakhoibhayisekili kagesi, lokhuukuwahlangabezekayoIphatha izindleko ezihambisanayo, imali yezomthetho, kanye nezindawo zokuhlala, kuze kufinyelele kumkhawulo wenqubomgomo. Lokhu kuvame ukukhishwa noma kukhawulelwe nguUmshuwalense wasekhaya.
• Izinkokhelo zezokwelashwa:Isiza ukumboza izindleko zakho zezokwelapha uma ulimele kue-bikeingozi, kungakhathalekile ukuthi unephutha.

Ngaphezu kwalokho, ukuncika esikhwameni somnikazi wekhaya wee-bikeIsigameko (uma simbozwe sonke) kungenzekaKhulisa amanani akho ngokuhamba kwesikhathiKwinqubomgomo yakho yonke yasekhaya. KunikezelweInqubomgomo Yomshuwalense we-E-Bikeihlukanisa lezi zingozi.Izinqubomgomo eziqalangamanani ajwayelekile angenyanga avame ukwenza lokhu kukhethekileukuwahlangabezekayoUkutshala imali okungabizi, ikakhulukazi ngokubheka izindleko ezingaba khona zengozi noma ukwebaNgaphandle komshuwalense. Iqinisekisa izidingo zakho ezithile njengeibhayisekili kagesiumgibeli ahlangatshezwa, enikelweukuba nokuthulaLezo zinqubomgomo ezijwayelekile azikwazi nje ukuqinisekisa. Kunoma ngubani osebenzisa iibhayisekili kagesinjalo, ikakhulukazi ngokuhamba noma ngebhizinisi njengokusebenza kweI-Tricycle kagesi ye-Tricycle (Eagle African K05), ahlukileUmshuwalense we-E-BikeUhlelo luvame ukukhetha okukhaliphile.

Yiziphi izinzuzo ezibalulekile zomshuwalense we-e-bike?

Ukutshala imali ngaphakathiUmshuwalense we-E-Bikeinikeza izinzuzo eziningana ezibalulekile ezingaphezu kokugcwalisa amandla (yize ayivelele). Kubanikazi njengoMark Thompson, obazisa ukusebenza okuthembekile nokuvikelwa kwezimpahla zabo zomkhumbi, ukuqonda leziIzinzuzo zomshuwalense we-e-bikeukhiye.

• Ukuvikelwa Kwezezimali Ngokumelene Nokona Nomonakalo:Ama-e-bikes ahlosiwe amasela amasela futhi angabiza ukulungisa noma ukufaka okunye esikhundleni sokonakala.Umshuwalense we-E-BikeihlinzekaukuwahlangabezekayoNgokutshala kwakho imali uma yakhoibhayisekili kagesiIsyebiwe noma elimeleNgenxa yezingozi, ukonakalisa, umlilo, noma eminye imicimbi embozwe. Lokhu kuvimbela ukulahleka okubalulekile kwephakethe.
• Ukuhlanganiswa kwesikweletu esithe xaxa:Lokhu kuyinzuzo ebaluleke kakhulu. Uma ulimaza umuntu ngephutha noma ulimaze impahla ngenkathi ugibela okwakhoe-bike, isikweletuukuwahlangabezekayoKuvikela wena emiphumeleni engaba yingozi yezezimali. Ihlanganisa imali yezomthetho, izindawo zokuhlala, kanye nezahlulelo, ezingagijima kalula kumashumi noma amakhulu ezinkulungwane zamaRandi. -VamileUmshuwalense Wabaninikhayakuvame ukungafaki lokhuizimoto ezinezimoto, UkwenzaUmshuwalense we-E-Bikekubalulekile.
• Ukumbozwa kwezindleko zezokwelashwa:Izingozi zenzeka.Umshuwalense we-E-BikeIzinqubomgomo zivame ukufaka izinkokhelo zezokwelashwaukuwahlangabezekayo, okusiza ukukhokhela ukulimala kwakho okugciniwe ngenkathi ugibela okwakhoibhayisekili kagesi, kungakhathalekile ukuthi ngubani owayenephutha. Lokhu kungangezelela umshuwalense wakho wezempilo noma izindleko zokumboza uma une-high-khokhwayo.
• Ukuvikelwa kwabashayeli bezimoto abangavinjelwe / abangaphansi kwalo:Kuthiwani uma ushaywe ngumshayeli ongenawo umshuwalense noma ngokwaneleukuwahlangabezekayoukukhokhela ukulimala kwakho nomae-bikeukulimala? -NyeIzinqubomgomo Zomshuwalense we-E-Bikenikeza lokhuukuwahlangabezekayo, Ngena ukumboza ukulahleka kwakho.
• Ukuba nokuthula:Ukwazi ukuthi unakho okupheleleukuwahlangabezekayoikuvumela ukuthi ujabulele ukugibela okwakhoibhayisekili kagesingaphandle kokukhathazeka njalo. Ukuthi uyahamba, wenza ukudiliva ngeUgesi we-Targo Tricy HJ10, noma umane ujabulele ukuzilibazisaukuyingiliza, Umshuwalense unikeza ukuthula kwengqondo. Ngesinye isikhathiizinto zenzeka ezingaphandlekokulawulwa kwethu, futhi kunjaloKuhle ukuba nokuthulaiwa-ingqondo yalabo ababi kakhuluizehlakalo.
• Izengezo Zokuzikhethela:-NgakananiUmshuwalense we-E-BikeAbahlinzeki banikela ngokungeziwe njengosizo oluseceleni komgwaqo, ukuvikelwa kokuhamba (ukumboza ukulimala ngesikhathi sokuthumela), futhiukuwahlangabezekayoKwezesekeli nezingxenye ezisele.

Empeleni,Umshuwalense we-E-BikeIzenzo njengenetha lokuphepha kwezezimali, ukuvikela ukutshalwa kwezimali kwakho, izimpahla zakho, nenhlala-kahle yakho ezingozini ezingahlelekile ezihambisana nokugibela. Nganoma yisiphi sibucayiumgibe shiusebenzisa i-ibhayisekili kagesi, izinzuzo zidlula kude izindleko.

Yikuphi ukukhetha okubhaliwe okwenziwa yi-e-bike?

Lapho uthatha isinqumo sokuthibekelela isimo esinokuza esibucayi imali-akhoibhayisekili kagesi, ngokujwayelekile uzothola ezininganaIzinketho ZokumbozaKuyatholakala, ukuvumela ukuthi uvumelanise inqubomgomo kwizidingo zakho ezithile nesabelomali. Ukuqonda lezi zingxenye kukusiza wakheInqubomgomo Efanele. Nakhu ukwephulwa okuvamileukumboza umshwalenseIzinhlobo ezinikezwa kuInqubomgomo Yomshuwalense we-E-Bike:

• Ukuhlanganiswa okuphelele:Lokhu kufaka ukulahleka ngokomzimba noma ukulimala kwakhoe-bikekusuka kwizigamekongaphandle kwalokhoUkushayisana. Lokhu kufaka ukweba, ukonakalisa, umlilo, izinto eziwayo, kanye nemicimbi ehlobene nesimo sezulu. Uma eyakhoibhayisekili kagesiIsolimele noma owebiwe, lokhuukuwahlangabezekayoisiza ukukhokhela ukulungiswa noma ukufaka esikhundleni, imvamisa ngemuva kokukhokha okwakho-khokhwayo.
• Ukuhlangana kwe-Clincition:Lokhu kukhokhela ukulimala kwakhoe-bikeokubangelwa ukushayisana nenye into, noma ngabe kungenye imoto, into emile njengesigxobo, noma ngisho nokuphahlazekaukuyalelauqobo. Lokhu kubalulekile ukumboza izindleko zokulungisa ngemuva kwengozi.
• Ukuhlanganiswa kwesikweletu (ukulimala komzimba nokulimala kwempahla):Lokhu kuvikelwa okubalulekile. Uma utholakala ebhekene nomthetho ngokomthetho ngengozi ebangela ukulimala komunye umuntu (ukulimala komzimba) noma kulimaza impahla yabo (ukulimala kwempahla) ngenkathi kugibela okwakhoibhayisekili kagesi, lokhuukuwahlangabezekayoukhokhela lezo zindleko, kufaka phakathi izindleko zokuvikela ezingokomthetho, kuze kufike emikhawulweni yenqubomgomo yakho.
• Ukukhokhelwa Kwezokwelapha:Lokhu kusiza ukumboza owakho (futhi kwesinye isikhathi abagibeli bakho) kunengqondo futhi kunesidingoIzindleko zezokwelaphaokuvela ku-ane-bikeingozi, kungakhathalekile ukuthi ngubani owayenephutha. Lokhu kungafaka ukugibela ama-ambulensi, ukuvakasha esibhedlela, nezimali zikadokotela.
• Ukuvalwa kwezimoto okungavinjelwe / okungafakwanga:Ukuvikela wena uma ushaywe ngumshayeli onganawo umshuwalense we-auto (ongavinjelwe) noma chae-bikeukulimala). -AkhoInqubomgomo Yomshuwalense we-E-Bikeizongena ukungena ekufikeni ukushoda.
• Usizo oluseceleni komgwaqo:-NyeAbahlinzeki ngomshuwalensenikeza le sengezwe, enganikeza usizo uma elakhoe-bikekwephula, njengokuhamba kwakho neyakhoukuyalelaesitolo sokulungisa esiseduze.
• I-Accessory Covage:Kuvame ukufakwa noma kutholakale njengezengezo, lokhu kuhlanganisa izesekeli ezinamathiselwe unomphela njenge-racks, amadivayisi we-GPS, noma izihlalo zangokwezifiso uma zilimele noma zebiwe kanye neyakhoe-bike.

Ukumbozwa kwemikhawulo kanye nokudonswa kwamandla

Lapho ukhethaIzinketho Zokumboza, cabanga inani lakhoibhayisekili kagesi, lapho ugibela khona, uhamba kangaki, kanye nesimo sakho sezezimali. Imikhawulo yesikweletu ephakeme ngokuvamile inconyelwa ngenxa yezindleko eziphakeme zamacala angaba khona.

Amamodeli ahlukene we-e-bike afanaUmgibeli kagesi Tricycle K04ingahle ibe nezidingo nezindleko ezihlukene zomshuwalense.

Ngabe ukuhlukaniswa kwebhayisikili kwe-e-bike (isigaba 1, 2, 3) kuthinta kanjani izinqubomgomo zomshuwalense?

Ukuhlukaniswa kwakhoibhayisekili kagesi-Isigaba 1, Isigaba 2, nomaIsigaba 3- ingaba nomthelela omkhulu kakhuluIzinqubomgomo zomshuwalense, zombili ngokuya ngokufaneleka nezindleko.Abahlinzeki ngomshuwalensezivame ukusebenzisa lezi zifundo ukuhlola ubungozi, njengoba zihlobene ngqo nee-bikeAmakhono wejubane nemodi yokusebenza (i-Pedal-Assist vs.mpintsha).

I-Class 1 e-Bikes(Isize se-Pedal-Aid, Max20 mph) ngokuvamile kubhekwa njengengozi ephansi kakhulu. Zivame ukuba nesikhathi esilula sokutholaukuwahlangabezekayo, amaphrimiyamu angaba ngaphansi kancane. -NyeumninindluIzinqubomgomoamadlaNikeza ukumbozwa okulinganiselwe kwalokhu, yize ukuthembela kulokho akukanconywa.

Isigaba 2 e-Bikes(throttle-asize, max20 mph) nalo abunakwa kabanzi ngaphansi kokuqondileUmshuwalense we-E-Bikeizinqubomgomo. Ukuba khona kwempintshaingahle inyuke kancane ubungozi obutholakele kwabathile umshuwalense uma kuqhathaniswaIsigaba 1, kepha ngokuvamile baphathwa ngendlela efanayo. Kodwa-ke,mpintshaAmandla abenza ukuthi bakhishwe ngokusobala kusukaUmshuwalense Wabaninikhayanga-izimoto ezinezimoto.

Isigaba 3 e-Bikes(Isize se-Pedal-Aid, Max28 mph) Imvamisa ibhekana nokuhlolisisa okwengeziwe kusuka ezinkampanini zomshuwalense kanye nabethuli. PhezuluIsivinini esiphezulu(kuya ku28 mph) Kwandisa ubunzima bezingozi. Ngenxa yalokho:

• Amaphrimiyamu weUmshuwalense we-E-Bikekungahle kube ngaphezulu kweIsigaba 3amamodeli.
• Abanye abashintshi bangase babe nemithetho ethile yokubhala noma imigomo yokufaneleka yeIsigaba 3 e-Bikes.
• Cishe ngokuqinisekile abakhishwe ku-standardabanini bamakhaya nabaqashi ukumboza umshwalensengenxa yejubane labo kanye nokuhlukaniswa.
• Qaphela ukuthi idolobha lakhonoma isimo singaba nemigomo ethile ethileIsigaba 3 e-Bikes, ngesinye isikhathi edinga izigqoko zokuvikela izigqoko noma ukunciphisa ukusetshenziswa kwazo ezindleleni ezithile ezisetshenziswayo ezahlukahlukene, ezingamthonya ngokungaqondile kuhlolo lobungozi bomshwalense.

E-bikeslokho kudlulaIsigaba 3Imininingwane (E.G., motor> 750w, ekwazi ukushesha ngaphezulu28 mphngaphandle kokudla) ngokujwayelekile akunakuphikiswa ngaphansi kweinqubomgomo ye-bike. Lezi ngokuvamilekubhekwe ngezimoto ezibhekwa njengezimotonjenge-mopeds nomaizithuthuthufuthi kungadinga lokho okuqondileUhlobo lomshuwalense. Kubalulekile ukwazi kwakhoibhayisekili kagesiIkilasi 'lidalule ngokunembayo lapho ufunaQuote E-Bike InsuranceUkuqinisekisa ukuthi uthola okufaneleukuwahlangabezekayonokuthi inqubomgomo yakho isebenza. Ukumelela kabi kwakhoe-bikeIsigaba singaholela ekuphikeni kwesimangalo.

Iziphi izinto ezithonya izindleko zokucaphuna umshuwalense we-e-bike?

Uma uThola isilinganisoingomaneUmshuwalense we-E-Bike, ezininganaIzici okufanele zicatshangelweizonquma iprimiyamu yakho. Ama-inthanethi ahlola ubungozi ngokususelwa ezintweni ezahlukahlukene ezihlobene neukuyalela, umgibeli, kanyeukuwahlangabezekayokuceliwe. Ukuqonda lezi zinto kungakusiza ukuthi ulindele izindleko futhi ngokunokwenzeka uthole izindlela zokusindisa.

Izici ezibalulekile ezithonya lakhoUmshuwalense we-E-BikeIzindleko zifaka:

1. Inani le-E-Bike:Lokhu kuvame ukuba yinto ebaluleke kakhulu. Phezulu inani lokuthenga noma izindleko zokubuyiselwa kwakhoibhayisekili kagesi, kuzobiza kakhulu ukuthibekelela isimo esinokuza esibucayi imali, ikakhulukazi ngokuqoqwa kanye nokushayisanaukuwahlangabezekayo. Faka umthwalo we- $ 5,000e-bikekuzobiza okungaphezu kokufaka isisulu esingu- $ 1,500e-bike.
2. Isigaba se-E-Bike nejubane:Njengoba kuxoxwe,Isigaba 3 e-Bikes(kuya ku28 mph) ingayala amaphrimiyamu aphezulu kuneIsigaba 1nomaIsigaba 2(kuya ku20 mph) Ngenxa yejubane eliphakeme lengozi kanye nobungozi obuhlobene.
3. Indawo yakho:Amanani womshuwalense ayahluka kakhulu ngendawo. Izindawo zasemadolobheni ezinobunzima obuphakeme bethrafikhi namanani okweba ngokuvamile banamaphrimiyamu aphezulu kunezindawo zasemakhaya. Imithetho yoMbuso nayo ingadlala indima.
4. Ukusetshenziswa:Usebenzisa kanjani okwakhoibhayisekili kagesiizindaba. Ukuyisebenzisa ngokuhamba kwansuku zonke noma izinhloso zezentengiso (njengokulethwa) ngokuvamile kubandakanya ingozi ephakeme kunokusetshenziswa kokuzijabulisa ngezikhathi ezithile futhi kungahle kuholele kumaphrimiyamu aphezulu.
5. Imikhawulo yokumboza:Ukukhetha umkhawulo ophakeme wesikweletu, izinkokhelo zezokwelashwa, noma umshayeli wezimoto ongavinjelweukuwahlangabezekayoizokwandisa i-premium yakho, yize imikhawulo ephakeme ephakeme ivame ukunconyelwa ukuvikelwa okungcono.
6. Inani elivumelekile:Ukukhetha phezulu-khokhwayo(Inani olikhokhayo-ephaketheni ngaphambi kokukhahlela umshuwalense ukuze likhohlwe izimangalo eziphelele noma zokushayisana) zizokwehlisa imali ekhokhwayo, kodwa zisho izindleko eziphakeme uma ufaka isimangalo.
7. Umlando we-Rider:Irekhodi lakho lokushayela (uma likhona) futhi umlando wesicelo kwesinye isikhathi angathonya amanani. Umlando wezingozi noma izicelo ezingaholela kumaprimiyamu aphezulu.
8. Izindlela zokuphepha:Abanye abashukunyiswa banikela ngezaphulelo uma usebenzisa izingidi ezivunyiwe, gcina owakhoe-bikengokuphepha (e.g., ngaphakathi), noma amadivayisi alwa nokweba afakiwe.
9. Umhlinzeki womshuwalense:Izinkampani ezahlukahlukene zinama-algorithms ahlukile we-algorithms nezimakethe eziqondiwe. Kuyakhokha ukuthenga okuzungeze nokuqhathanisa izingcaphuno ezivela ku-Multiple SpeciatedUmshuwalense we-E-BikeAbahlinzeki.

Ngokuqonda leziIzici okufanele zicatshangelwe, ungaba nengxoxo enolwazi xaxa lapho ufunabekelela isimo esinokuza esibucayi imali-akhoibhayisekili kagesifuthi wenze izinqumo mayelanaukuwahlangabezekayoAmazinga kanye nama-deductibles alingana nesabelomali sakho ngenkathi enikeza ukuvikela okwanele.

Ngingakwazi ukufaka i-e-bike yami kwinqubomgomo yami yekhaya noma e-Renter?

Kuyilapho abanyee-bikeabanikazi banethemba lokumane bangeze aboibhayisekili kagesikokukhona kwazoumninindlunomaumshini wokuqashaInqubomgomo ngokusebenzisa i-errorsement noma umgibeli, le ndlela ivame ukukhawulelwa noma akwanele, ikakhulukazi ukuthola okubaluleke kakhulu noma okunamandlae-bikes. Ukuthi lokhu kungenzeka kuncike kakhulu enkampanini ethile yomshuwalense nohlobo lweIbhayisekili kagesiungumnikazi.

-NyeAbahlinzeki ngomshuwalenseingakuvumela ukuthi "uhlele" wakhoe-bikenjengento ebalulekile kuweabanini beminyango noma umshuwalense wokuqasha. Lokhu kuhlanganisa ukuhlinzeka ngemininingwane mayelanae-bike(yenza, imodeli, inombolo ye-serial, inani) nokukhokha i-premium eyengeziwe. Ukuhlela kungakunqoba imikhawulo engezansi yempahla yomuntu siqu, ukuqinisekisa ukuthi uthola inani elivumelekile umae-bikeIsyebiwe noma elimelengengozi embozwe (njengomlilo noma ukweba ekhaya). Kodwa-ke, le ndlela isavame ukuwa:

• Izingozi Ezilinganiselwe:Ukuhlela kungase kumboze izingozi ezithile kuphela ezibalwe kuumninindluInqubomgomo (E.G., Umlilo, Ukwebiwa ekhaya) futhi kungenzeka kungabingezi ukulimala kwezingozi (ukushayisana ngezimotonoma izinto) noma ukweba kwenzeka kude nasekhaya.
• I-Sour Excists iyaqhubeka:Ukukhishwa kwenqubomgomo kweizimoto ezinezimotokungahle kusebenze esikweletini. Noma ngabee-bikeIvelu lembozwe, kungenzeka ukuthi ngeke ube nokuvikelwa kwesikweletu uma udala ingozi ngenkathi uyigibela. Lokhu kuhlale kubucayiukumboza igebe.
• Imikhawulo efanelekile:Abashintshi bavame ukungafuni ukuhlela inani eliphakemee-bikes, Isigaba 2 (mpintshaifakwe), nomaIsigaba 3 e-Bikes(Ijubane elisheshayo) kwinqubomgomo yasekhaya. Bangase banganikeza ukumbozwangenani eliphansiIsigaba 1amamodeli. Ngokwesibonelo, bangase bamboze okuyisisekeloibhayisekili kagesikodwa wenqabaMboza ama-E-BikesUma ungumnikazi3 e-bikesnoma usebenze ngokuhweba.

Ngakho-ke, ngenkathi ungeza i-edonsement kungenzeka ngokweqiniso kwezinye izimo ezilinganiselwe, akuvamile ukunikezaukumbozwa okuphelele(kufaka phakathi ukushayisana futhi, okubaluleke kakhulu, isikweletu) esizinikezeleInqubomgomo Yomshuwalense we-E-Bikeokunikezwayo. Ngokuvamile kuphephile futhi kuthembeke kakhulu ukuthola aHlukanisa Inqubomgomo ye-BIKEyakhelwe ngqo ubungozi bokuthi unazo nokugibela iibhayisekili kagesi. Njalo uqinisekisa ukucaciswa ngqo neyakhoumninindluUmenzeli womshuwalense ngaphambi kokucabanga ngokuvumelanisa uhlinzeka ngokuvikelwa okwanele.

Izimoto ezinamandla aphezulu njengeTricycle yabagibeli be-EV5Gwema isidingo sokuhlanganiswa kwesikweletu esiqinile esitholakala ezinhlelweni ze-e-bike ezinikezele.

Ngiyikhetha kanjani inqubomgomo efanelekile ye-e-bike umshuwalense wezidingo zami?

Ukukhetha i-Inqubomgomo Efanelekubandakanya okungaphezu kokuthola nje okushibhile okushibhile. Kudinga ukuhlola izidingo zakho ezithile, ukuqondaIzinketho Zokumboza, futhi ukuqhathanisa okunikezwayo kusuka kudumoAbahlinzeki ngomshuwalenseochwepheshe ngaphakathiUmshuwalense we-E-Bike. Nansi indlela yesinyathelo ngesinyathelo:

1. Hlola izidingo zakho:

   • Inani le-E-Bike:Yazi izindleko zokufaka esikhundleni sakhoibhayisekili kagesinanoma yiziphi izesekeli.
   • Ukusetshenziswa:Kukangaki futhi ugibela kuphi? (Ukuhamba, ukuzilibazisa, ukulethwa?)
   • Ukubekezelela Ubungozi:Ngabe uzimisele kangakanani ubungozi bezimali? (Lokhu kuthonya kwakho-khokhwayoukukhetha).
   • Ukukhathazeka Ngezikweletu:Cabanga ngempahla yakho kanye nezindleko ezingaba khona zamacala endaweni yangakini. Imikhawulo yesikweletu esiphakeme inikela ngokuvikelwa okwengeziwe.
   • Isigaba se-E-Bike:Yazi okwakhoe-bikeUkuhlukaniswa (ukuhlukaniswa (Isigaba 1, Isigaba 2, nomaIsigaba 3) Njengoba lokhu kuthinta ukufaneleka namanani.

2. Qonda izinhlobo zokumbozwa:Buyekeza ukumboza okujwayelekile (okuphelele, ukushayisana, isikweletu, izinkokhelo zezokwelashwa, umshayeli wezimoto ezingavinjelwe) bese unquma ukuthi yiziphi ezibalulekile kuwe.Ukumbozwa kwesibophonokuvikelwa ekubizeni / ekulimaleni (okuphelele / ukushayisana) kuvame ukuba yizincazelo ezibalulekile.

3. Thenga nxazonke bese uqhathanisa izingcaphuno:Ungahlali isikhathi sokuqala esikutholayo. Thola izingcaphuno ezivela kubashushizo abaningi abasebenza ngaphakathiukuyalelana-Umshuwalense we-E-Bike. Qhathanisa hhayi intengo kuphela kepha futhi:

   • Imikhawulo yokumboza:Qinisekisa ukuthi imikhawulo enikezwa yanele, ikakhulukazi ngesikweletu.
   • Ama-Deductibles:Qonda ukuthi uzokhokha malini-ephaketheni ngesicelo ngasinye.
   • I-Exculosion:Funda ukuphrinta okuhle. Yiziphi izimo noma izinhlobo zomonakalo-Iembozwe? Ingabe kukhona imikhawulo yendawo?
   • Indlela yokulinganisa:Ngabe inqubomgomo ikhokha inani langempela lemali (i-ACV, elibangela ukwehla) noma inani elivunyelwene? Izindleko zenani / ukushintshwa kwezindleko ngokuvamile zingcono kakhulu okushae-bikes.
   • Ukubuyekezwa Kwenkonzo Yekhasimende:Bheka ukubuyekezwa kwenqubo yenkampani yenkampani yomshuwalense kanye nedumela lenkonzo yamakhasimende.

4. Buza imibuzo:Unganqikazi ukuxhumana neAbahlinzeki ngomshuwalensengqo uma unemibuzo ngaboInqubomgomo Yomshuwalense we-E-BikeImininingwane. Cacisa noma yini ongayiqondi ngaphambi kokuthenga. Isibonelo, qinisekisa ukuthi babhekana kanjani nezicelo zezingxenye zangokwezifiso noma izesekeli.

5. Cabanga ngeBunding (uma kusebenza):Ezinye izinkampani lokhobekelela isimo esinokuza esibucayi imali izithuthuthunoma ezinye izimoto zokungcebeleka zingase zinikeze izaphulelo uma uhlanganisa eyakhoUmshuwalense we-E-Bikenezinye izinqubomgomo.

Ngokuthatha lezi zinyathelo, ungathola iUmshuwalense we-E-Bikeuhlelo olunikeza ibhalansi efanele yeukuwahlangabezekayofuthi kubiza, okuvumela ukuthi ugibele akhoibhayisekili kagesingokuzethemba futhiAkukhathazeki, Ukwazi ukuthi uvikelwe emicimbini engalindelekile.Umshuwalense kungenzekazibonakale njengezindleko ezengeziwe, kepha zempahla ebalulekile njengeibhayisekili kagesi, kungukutshala imali okusebenzayo kwezokuphepha futhiukuba nokuthula.

Izimoto ezikhethekile, njengeyunithi eziqandisiwe, zingadinga ukuqinisekisa ukuthi inqubomgomo yomshuwalense ihlanganisa imishini ethile necala lokusebenzisa.

Ukuthathwa kokhiye kumshuwalense we-bike kagesi:

• Isidingo esingokomthetho:Ngokuvamilekudingeka ngokomthethoingomaneIsigaba 1, Isigaba 2, nomaIsigaba 3 e-BikesEningizimu nase-US, kepha hlola imithetho yendawo.
• Umnikazi Wekhaya / Umkhawulo Wokuqashwa:Izinqubomgomo ezijwayelekile zivame ukuhlinzekanganeukuwahlangabezekayoNgenxa yemikhawulo yenani,izimoto ezinezimotoI-Exculosions, kanye nezikhala zesikweletu. Ungacabangi ukuthi umboziwe.
• Umshuwalense we-e-bike onikezelwe:Inikeza ukuvikela okuphelele kakhulu, ukumboza ukweba, ukulimala (ukushayisana / okuphelele), kubalulekileukumbozwa kwesibopho, Izinkokhelo zezokwelashwa, kanye nokuvikelwa kwezimoto okungavikelekile.
• Izindaba zokuhlukanisa:Isigaba sakhoibhayisekili kagesi (Isigaba 1, 2, noma3) Kuthonya ukufanelekela komshuwalense nezindleko.E-bikeskudlula lezi zifundo kungenzeka zidingaisithuthuthunoma umshuwalense opholile.
• I-Key Covicures:Enza kube ngconoukumbozwa kwesibophokanye nokubumbana nokushayisana ukuze kuvikeleke emacaleni nasekulimazeni / ukwebiwa kwee-bikeuqobo.
• Izindleko:Inani, indawo, ukusetshenziswa,e-bikeIsigaba, imikhawulo yokumboza, nezinketho ezikhohlisiwe zithinta kakhulu ama-premium.
• Thenga nxazonke:Qhathanisa izingcaphuno ezivela kukhethekileAbahlinzeki be-E-Bike Insuranceukuthola okungcono kakhuluukuwahlangabezekayokanye nenani lezidingo zakho.
• Ukuba nokuthula:Ukutshala imali ngaphakathiUmshuwalense we-E-Bikeihlinzeka ngokuphepha kwezezimali futhi ikuvumela ukuthi ujabulele okwakhoibhayisekili kagesi Akukhathazeki.

Vikela utshalomali lwakho futhi wena. Hlola Izidingo Zakho, Hlola OkhoIzinketho Zokumboza, futhi uvikele i-Inqubomgomo EfaneleNgenani lakho elibalulekileibhayisekili kagesi.